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GIC Rates
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As of : April 23, 2008
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Prime1 : 4.75%
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B2B Trust GIC Deposit Rates - as of July 22, 2008
| Short Term Deposits (Minimum $25,000 for 30-89 days; $5,000 for 90-364 days) |
| |
| |
30-59
Days |
60-89
Days |
90-119
Days |
120-179
Days |
180-269
Days |
270-364
Days |
| Canadian Dollar |
2.450 |
2.450 |
2.450 |
2.450 |
2.450 |
2.450 |
| Long Term Deposits – GICs |
| |
| |
Minimum |
1 Year |
2 Years |
3 Years |
4 Years |
5 Years |
| Annual Pay or Compound |
$1,000 |
3.300 |
4.000 |
4.150 |
4.250 |
4.350 |
| Semi-Annual |
$1,000 |
3.050 |
3.750 |
3.900 |
4.000 |
4.100 |
| Quarterly |
$1,000 |
2.925 |
3.625 |
3.775 |
3.875 |
3.975 |
| Monthly |
$10,000 |
2.925 |
3.625 |
3.775 |
3.875 |
3.975 |
| RRSP |
| |
| |
Minimum |
1 Year |
2 Years |
3 Years |
4 Years |
5 Years |
| Annual Pay or Compound |
$500 |
3.300 |
4.000 |
4.150 |
4.250 |
4.350 |
| RRIF (Minimum deposit: $7,500 per portfolio) |
| |
| |
Minimum |
1 Year |
2 Years |
3 Years |
4 Years |
5 Years |
| Annual Pay or Compound |
$1,000 |
3.300 |
4.000 |
4.150 |
4.250 |
4.350 |
| Cashable Term Deposit (Minimum deposit: $5,000) |
| |
| |
0-120
Days |
121-364
Days |
1 Year |
|
| Canadian Dollar |
No interest |
2.450 |
2.450 |
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Laurentian Bank GIC Deposit Rates2 - as of July 22, 2008
| Short Term Deposits (Minimum $25,000 for 30-89 days; $5,000 for 90-364 days) |
| |
| |
30-59
Days |
60-89
Days |
90-119
Days |
120-179
Days |
180-269
Days |
270-364
Days |
| Canadian Dollar |
2.450 |
2.450 |
2.450 |
2.450 |
2.450 |
2.450 |
| Long Term Deposits – GICs |
| |
| |
Minimum |
1 Year |
2 Years |
3 Years |
4 Years |
5 Years |
| Annual Pay or Compound |
$1,000 |
3.300 |
4.000 |
4.150 |
4.250 |
4.350 |
| Semi-Annual |
$1,000 |
3.050 |
3.750 |
3.900 |
4.000 |
4.100 |
| Quarterly |
$1,000 |
2.925 |
3.625 |
3.775 |
3.875 |
3.975 |
| Monthly |
$10,000 |
2.925 |
3.625 |
3.775 |
3.875 |
3.975 |
| RRSP |
| |
| |
Minimum |
1 Year |
2 Years |
3 Years |
4 Years |
5 Years |
| Annual Pay or Compound |
$500 |
3.300 |
4.000 |
4.150 |
4.250 |
4.350 |
| RRIF (Minimum deposit: $7,500 per portfolio) |
| |
| |
Minimum |
1 Year |
2 Years |
3 Years |
4 Years |
5 Years |
| Compounded Annually |
$1,000 |
3.300 |
4.000 |
4.150 |
4.250 |
4.350 |
| Multi-Rater (Non-registered GIC and RRSP) |
| |
| Canadian Dollar |
Minimum |
1 Year |
2 Years |
3 Years |
4 Years |
5 Years |
| Annual Rate |
$1,000 |
2.750 |
3.000 |
3.300 |
3.500 |
4.300 |
| Blended Rate |
|
n/a |
2.875 |
3.016 |
3.137 |
3.369 |
1 The Prime rate is Laurentian Bank of Canada Prime rate which may fluctuate from time to time. All rates are subject to change without prior notice.
2 Rates for terms sold through deposit brokers.
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