Self-Directed RRIF

fter many years of contributing to their RRSP, if this is the year your client turns 71, it’s time that they pay themselves back. B2B Trust makes it easy. Here are some of the reasons why advisors turn to us for a self-directed Registered Retirement Income Fund (RRIF):

We accommodate a wide variety of eligible investments, including mutual funds, GICs and mortgages
Flexible payment frequencies include: monthly, quarterly, semi-annually, or annually
Payments can be made on: either the 15^th or last day of the month
Funds can be deposited directly into your client’s bank account
Quarterly statements track investments and transactions

Depending on the type of existing RRSP your client has purchased, we offer a complementary RRIF vehicle :

Individual RRIF: a basic RRIF for your client’s individual needs
Spousal / Common Law Partner RRIF: an account in which payments are based on the client’s age or age of their spouse / common law partner
Locked-in RRIF / Life Income Fund: a fund that provides income between the minimum and maximum allowable amounts
Prescribed RRIF: for clients residing in Saskatchewan only

At Your Fingertips:

Getting Started: Self-Directed Accounts
Forms: Forms
Fees: Self-directed Fees
Samples applications: Sample Self-Directed Registered Account Application
Workflows: Self-Directed RRIF Workflow
Admin Tips: Admin Tips – Self-Directed Registered & Non-Registered Accounts
Others: Self-Directed & Open Account FAQ CDIC Information