Self-Directed RRSP

tart early and save often. Isn’t that what you share with clients when talking about saving for retirement? It’s sound advice, particularly if you consider that CPP, QPP and Old Age Security will only go so far.

And it’s why Registered Retirement Savings Plans (RRSPs) have become an important component of every person’s investment portfolio. With B2B Trust, you can offer your clients a self-directed RRSP that’s got all of the features they’re looking for such as:

Access to a variety of investments including: mutual funds, GICs and mortgages – all combined into one account
Pre-authorized chequing (PAC) for contributions to be invested into multiple funds on a weekly, bi-weekly, semi-monthly or monthly basis
Quarterly statements showing all investments and transactions

We understand that each client has different needs which is why we offer a wide range of self-directed accounts.

Accessible RRSP: plans with less than $25,000 in registered assets can take advantage of a reduced annual fee for three years
Individual RRSP: a basic RRSP account for your clients’ individual needs
Spousal / Common-Law Partner RRSP: an account that provides potential for income splitting purposes
Locked-in RRSP / Locked-in Retirement Account: these are great investment vehicles for funds transferred from registered pension plans

If your clients have or are interested in a self-directed RRSP, they may also be interested in these complementary products: an Open Account and/or an RRSP Loan.

At Your Fingertips:

Getting Started: Self-Directed Accounts
Forms: Forms
Fees: Self-directed Fees
Samples applications: Sample Self-Directed Registered Account Application
Workflows: Self-Directed RRSP Workflow
Admin Tips: Admin Tips – Self-Directed Registered & Non-Registered Accounts
Others: Self-Directed & Open Account FAQ CDIC Information