Our Loan Programs

veryone has financial objectives but sometimes finding the necessary funding can be a challenge. As a financial advisor, you know that borrowing to invest can be an effective strategy for some of your clients, particularly those who want to build a larger retirement nest egg or save for a long-term goal.

That’s where we can help. B2B Trust’s lending programs – which include investment and RRSP loans – provide your clients with the opportunity to borrow funds and potentially invest a larger amount. And while some believe that any kind of debt is “bad”, borrowing to invest can in fact be considered “good debt” when you take the following into account:

Compound returns: A larger initial investment has the potential to generate a larger long-term return.
Tax deductibility: Interest charged on an investment loan is generally tax-deductible which reduces the overall cost of the loan.¹
Larger tax refund: In the case of an RRSP loan, the tax refund can be used to pay off the amount borrowed.

Benefits of our Loan Program

Our experienced team of lending specialists focus on providing you with a wide range of products, highly competitive rates and the right tools so your business can be processed quickly and efficiently. This includes providing pre-screening tips, a streamlined loan process, online adjudication, fast approvals and funding, and last but not least, continuous support by way of a knowledgeable client services department.

¹ You should consult a tax advisor to determine the availability of deductions.

At Your Fingertips:

Getting Started: Investment and RRSP Loans