Fixed Rate Mortgages

he benefits of a fixed rate mortgage are twofold: it offers security along with maximum flexibility. How? Security by way of interest rates that remain constant to the end of the selected term – an ideal solution for those who prefer to play it safe and know exactly what their mortgage payments will be.

And flexibility in the form of mortgage options that include: rate guarantees, prepayment privileges and various terms and amortization periods.

Great for People Who:

Are first-time homebuyers
Are not comfortable with rate fluctuations
Prefer the stability of a fixed rate for the duration of their mortgage term

Highlights:


Term:	Fully open terms of 6 months and 1 year Closed terms for 6 months to 5 years; 7 and 10 years also available
Rate guarantee:	90 days (120 days for new construction)
Features:	Available on conventional or insured mortgages to a maximum of 100% loan-to-value¹ Portable and assumable
Prepayment options:	15/15 prepayment privileges Double up payments allowed at any time on the payment date
Amortization:	Maximum 30 years on conventional mortgages Maximum 40 years on insured mortgages

Next steps:

Click here for today’s rate
Speak with a mortgage specialist
Submit your applications electronically. Our workflow walks you through the process on our end.

¹ Insured mortgages are available through CMHC / Genworth.
B2B Trust distributes and administers broker mortgages for Laurentian Bank of Canada.

At Your Fingertips:

Getting Started: Mortgages
Rates: Mortgage Rates
Fees: Mortgage Fees
Workflows: Mortgages Workflow
Others: Broker Mortgages FAQ